Kristina Morales

About Kristina

Kristina Morales is a licensed Mortgage Broker and REALTOR® with over 20 years of professional experience. She actively practices real estate in Ohio but also has practiced real estate in California and Texas. Conducting her real estate business in three states has allowed her to gain unique experiences that make her a well-rounded realtor. She obtained her Bachelor of Arts in Business Management and her MBA with a concentration in Banking and Finance. Prior to real estate, Kristina had an extensive corporate career in banking and treasury. She ended her finance career as an Assistant Treasurer at a publicly traded oil & gas company in Houston, TX.

Kristina’s Specialties

• First-time home buying
• Luxury home selling
• Investment properties
• Relocation

Kristina’s Contribution

• NJMLS (New Jersey Multiple Listing Service) Term
• RESPA (Real Estate Settlement Procedures Act) Term
• Comparative Market Analysis (CMA) Term
• MSI (Months Supply of Inventory) Term
• Management Level Licensee Term
• Fiduciary Responsibilities Term
• Imperative Necessity Term
• Comparable Sales Term
• REALTOR® Term
• Real Estate Agent Term
• Sphere of Influence
• Agent Term
• Broker Term
• Brokerage Term
• Universal Agent Term
• General Agent Term
• Special Agent Term
• Customer Term
• Dual Agent Term
• Dual Agency Term
• Closing Costs Term
• Fiduciary Term
• Principal Term
• Split Agent Term
• Fraud Term
• Novation Term
• Supply Term
• Demand Term
• Zoning Term
• Counteroffer Term
• Offer Term
• Mortgage Term
• Closing Term
• Agency Term
• Salesperson Term
• Licensee Term
• Implied Agency Term
• Express Agency Term
• Principal Broker Term
• Associate Broker Term
• Balloon Payment
• LTV (Loan to Value Ratio)
• DTI (Debt to Income Ratio)