{"id":6765,"date":"2018-02-22T05:22:19","date_gmt":"2018-02-22T05:22:19","guid":{"rendered":"http:\/\/www.realestatewords.com\/?page_id=6765"},"modified":"2021-11-08T16:08:16","modified_gmt":"2021-11-08T16:08:16","slug":"net-spendable-income","status":"publish","type":"page","link":"https:\/\/www.realestatewords.com\/net-spendable-income\/","title":{"rendered":"Net Spendable Income"},"content":{"rendered":"<h2>Net Spendable Income Definition<\/h2>\n<p><strong>Net Spendable Income<\/strong> is the total amount of cash an investor has available for spending in a given time period after deducting all costs and\/or expenses associated with an income producing asset such as real property.<\/p>\n<h2>Explanation<\/h2>\n<p>Generally, investors do this on an annual basis. By taking the <a href=\"https:\/\/www.realestatewords.com\/gross-income\/\">gross income<\/a> your property produces and then deducting all the operating and carry costs for that time period, you end up with the Net Spendable Income.<\/p>\n<p>Be sure to include everything: mortgage, mortgage interest, property insurance, property taxes, <a href=\"https:\/\/www.realestatewords.com\/utilities\/\">utilities<\/a>, staffing, management, repairs etc. It should be noted however, that when calculating the Net Spendable Income, you typically do not deduct any non-cash <a href=\"https:\/\/www.realestatewords.com\/depreciation\/\">depreciation<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<div class=\"shortcode_tabs horiz_tabs\"><div class=\"scT\"><ul class=\"scT-tab clearfix\"><li class='tS' style='width:100%;'><a>Expert Contributor<\/a><\/li><\/ul><div class='scTC scTC562' style='display:block;'><p>\n<p><strong style=\"font-size: 15pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-10445 \" src=\"https:\/\/www.realestatewords.com\/wp-content\/uploads\/2021\/11\/Mike-Riso.jpg\" alt=\"\" width=\"150\" height=\"173\" \/>Mike Riso<br \/>\n<\/strong><\/p>\n<p><em>COMMERCIAL REAL ESTATE ASSET MANAGER<\/em><\/p>\n<p>Expert contributor at RealEstateWords.com<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.realestatewords.com\/contributors\/mike-riso\/\"><strong>View profile<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/p><\/div><\/div><\/div>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10688 aligncenter\" src=\"https:\/\/www.realestatewords.com\/wp-content\/uploads\/2020\/03\/Real-Estate-Words-Contributor.png\" alt=\"Real Estate Words Contributor badge\" width=\"200\" height=\"168\" \/><\/p>\n<p style=\"text-align: center;\">Interested in becoming a contributor? Apply for our <a href=\"https:\/\/www.realestatewords.com\/contributor-program\/\">Expert Contributor Program<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Net Spendable Income Definition Net Spendable Income is the total amount of cash an investor has available for spending in a given time period after deducting all costs and\/or expenses associated with an income producing asset such as real property. Explanation Generally, investors do this on an annual basis. By taking the gross income your [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/pages\/6765"}],"collection":[{"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/comments?post=6765"}],"version-history":[{"count":3,"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/pages\/6765\/revisions"}],"predecessor-version":[{"id":11207,"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/pages\/6765\/revisions\/11207"}],"wp:attachment":[{"href":"https:\/\/www.realestatewords.com\/wp-json\/wp\/v2\/media?parent=6765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}