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Consumer Credit Counseling Service

A national non-profit agency that helps debtors plan budgets and repay their debts. The goal of a Consumer Credit Counseling Service is still to insure that consumers repay the debts that they owe. Agreeing to a payment plan and following it to the letter may not stop creditors from reporting delinquent repayment information to credit bureaus for each month the payment falls short of the previousminimum amount.